Creating Data Intelligence - actionable insights for insurance companies.

Benefits to Insurance Companies:

  • Value add: connected car experience to customers
  • Data collection and analytics
  • Business generation
  • Risk and loss management
  • Intuitive car protection powered by Amber Shield®
  • While label your own branded app

Telematics Data Capture:

  • Driver behavior (speeding, cornering, harsh braking, sudden acceleration)
  • Mileage
  • Out of hours driving
  • Fatigue driving
  • Frequently parked locations
  • No-go zones
  • Business/personal trip classification
  • Accident reconstruction
  • Accident hot spots pre-warning & hotspot passing
  • Behavior risk analytics
  • Wrong way driving
  • Use of mobile phone while driving

Top 5 Business Benefits of Telematics Insurance:

  • Reduce cost of claims
  • Increase number of low-risk drivers
  • Improve customer loyalty & retention rate
  • Encourage safe driving patterns
  • Ensure innovations in the business

Risk Management Telematics Portal

Score Setting:

A telematics policy and driver score management platform with accident claims reconstruction right from a single portal. Insurer configurable thresholds for scoring with built in analytics and business intelligence modules.

Fleet Risk Telematics

Get risk scores for all the insured fleet's on a single portal. Create your own risk thresholds for the fleet and download extensive reports.

Data Integration Options

  • Custom integration of telematics data into client data warehouse (DW)
  • Rest API's end points available for custom integrations.
  • A white label application hosted on client premise with ready built customizable driver scoring module and analytics.
  • SAS based solution for customizable driver scoring module and analytics.

Data Science - Use Cases

Claims Management

  • Greater fraud detection
  • Evidence for investigation

Cross-sell and Up-sell Potential

  • Customer lifestyle identification

Risk Avoidance

  • Live driver scoring (Customer is more risk aware because of the real-time)

Policy Underwriting

  • Key data: Mileage driver behavior, night vs day driving
  • Build customer profile

Theft Protection

  • Identification of "no-go zones"
  • Amber Shield
  • Live tracking

Retention Analysis

  • Safety & security
  • Rewarding lower risk drivers at renewal
  • New product development

Ask us for a demo